What you get
- Estate-based calculation you can reuse
- Allowances applied (spouse + residence included when relevant)
- First and second death scenarios
- Lifetime gifts tracked with 7-year taper relief
- 2027 pension rule changes can be modelled
- A downloadable report you can reuse
Sample calculation output
Why this isn't a free calculator
Most free inheritance tax calculators ask for a few high-level numbers and give a rough estimate. They typically don’t model more complex, multi-step estates or let you revisit and update the calculation over time.
YOEFI saves your estate record and applies HMRC allowances and rules consistently — so gifts, transfers, and allowances are all stored long term, you can come back and recalculate whenever things change or you remember old assets.
You're not paying for a number.
You're paying for a complete estate snapshot.
Secure payment · Based on published HMRC guidance · Estimates only, not tax advice